Find tomorrow’s opportunities in today’s data
Codat gives leading banks the on-demand ERP data they’re missing, transforming it into forward-looking insights that deepen client relationships, reveal new growth opportunities, and improve decision-making.
Bank-building insights for commercial banking teams
Turn raw accounting and ERP data into advisory intelligence that drives revenue, deepens client relationships, and positions you as a trusted business partner.
Powerful API connections for financial products
Build better financial products faster with standardized integrations to the business systems your customers use – and without months of custom development work.
Every banker’s competitive advantage
The future belongs to banks that compete on better information, not just lower rates. Codat gives you the strategic, granular insights you need to win.
Grow your revenue
Accelerate product adoption, and identify high-value growth opportunities
Enhance your relationships
Equip every banker and sales specialist with data-backed reports based on real-time client financials
Simplify your operations
Automate messy manual data collection and analysis processes to increase ROI
Purpose-built for modern commercial banking
Spend Insights
Spend Insights
Surface cardable opportunities hiding in clients’ spend data. Identify which suppliers to enable for card, which clients are ready to increase their usage, and where there’s potential to optimize – so you can go from months of manual analysis to instant, actionable reports.
Working Capital Insights
Working Capital Insights
Identify treasury opportunities before your clients do. Reveal payment timing patterns, days payable outstanding trends, and other financial needs across your portfolio – so treasury teams can pitch solutions at exactly the right moment.
Bank-grade, enterprise-level standards
Certifications & Audits
Codat undergoes annual ISO27001 and SOC 2 Type II audits demonstrating high compliance standards.
Application Security
We offer enterprise grade security using the Azure Well-Architected Framework and provide clients with SAML SSO.
Transparency
We continuously maintain, update, and improve our Trust Center to provide real-time information on our products.
Data Protection
Keeping you and your customers’ data secure and accessible is at the forefront of our software design principles. We use Azure’s always-on encryption and availability zones (AZs) to maintain triple hot site availability.
Simple solutions for banking teams
Commercial Card Teams
Give your card teams supplier-level spend intelligence that shows exactly which suppliers accept card, where opportunities exist, and how to build data-backed pitches that win – so you can accelerate speed to spend, increase transaction volume, and drive revenue.
Treasury Sales Teams
Transform treasury consultants from product vendors into strategic advisors. Deliver comprehensive capital insights that identify cross-sell opportunities, flag emerging liquidity needs, and enable consultative conversations that enhance relationships and expand wallet share.
Driving results for the world’s top banks
Commercial banking teams trust Codat to turn raw customer data into a competitive edge.
The APIs behind financial innovation
Top fintechs, business lenders, and payment platforms trust Codat to power their most critical features – with standardized, two-way integrations to all major accounting, banking, and commerce platforms that eliminate months of custom dev work and years of maintenance.
Build with ease
Work with modern APIs, comprehensive docs, and SDKs engineers actually enjoy using.
Rely on industry experts
Let Codat handle integration expansion and upkeep so you can focus on your product.
Scale with confidence
Count on enterprise-level uptime, bank-grade security, and support when you need it.
Designed for the way modern platforms work
Bill Pay
Bill Pay
Automate accounts payable end-to-end. Connect to your customers’ accounting platforms to extract supplier details, streamline approvals, and enable instant payments – reducing manual data entry and giving customers real-time payables visibility.
Expense Management
Expense Management
Rely on a complete, full-featured spend management solution. Connect business transactions directly to accounting systems with two-way data flows that eliminate manual reconciliation and automate expense tracking in real time.
Bank Feeds
Bank Feeds
Enable frictionless bank-to-accounting synchronization with a direct connection customers control. Provide seamless data flow between banking and accounting software – automatically reconciling transactions, updating balances in real time, and eliminating manual data entry. Unlike open banking options, customers never need to reauthenticate, reducing drop-off and keeping your platform and products sticky.
Underwriting & Monitoring
Underwriting & Monitoring
Make faster, smarter lending decisions. Access comprehensive financial data from applicants’ accounting and banking platforms to accelerate underwriting, reduce fraud, and monitor portfolio health in real time with continuous data feeds.
Adding value across financial services
Business Lending
Streamline underwriting and monitoring processes with on-demand accounting data. Pull comprehensive details, validate revenue claims, assess cash flow health, and make more confident credit decisions in minutes while monitoring portfolio performance with continuous data.
Fintech
Build next-generation financial tools with standardized access to all major accounting, banking, and commerce platforms. Focus on developing great products instead of maintaining complex integrations – so you can power seamless experiences that customers actually want to use.
Cross-Border Payments
Simplify global payments with comprehensive financial data. Connect to customers’ accounting systems to extract accounts payable information, validate payment details, and reconcile international transactions automatically – reducing errors and speeding up payments without the manual workloads.
The data foundation you can depend on
Powerful API
Developer-friendly tools
Standardized data model
Two-way data sync
Complete UX control
Bank-grade, enterprise-level standards
Certifications & Audits
Codat undergoes annual ISO27001 and SOC 2 Type II audits demonstrating high compliance standards.
Application Security
We offer enterprise grade security using the Azure Well-Architected Framework and provide clients with SAML SSO.
Transparency
We believe that, in the world of AI, transparency is key. We continuously maintain, update, and improve our Trust Center to provide real-time information on our products.
Data Protection
Keeping your and your customers’ data secure and accessible is at the forefront of our software design principles. We use Azure’s always-on encryption and availability zones (AZs) to maintain triple hot site availability.
