Wiserfunding is a London-based fintech specialised in assessing the credit risk of small and medium sized enterprises (SMEs). Through our online platform, we help lenders, investors and corporates assess the risk of potential borrowers or supply chain players through more accurate data, relevant insight and, ultimately, better, quicker decisions. Our SME credit score is grounded in five decades of academic research and based on past financial history and a range of publicly available structured and unstructured data.