The banking infrastructure that lets you serve every account like it’s your best

EXPENSE MANAGEMENT

Become your customers’ favorite way to spend

Codat delivers full-featured accounting integrations that automate expense flows from end to end – so your customers save hours on admin while you capture more payment volume

Trusted by top teams
how it works

Expense automation made simple

  • Make a connection

    Your customers securely link their accounting system in seconds. From there, card transactions sync automatically: categorized correctly, matched to the right accounts, and recorded instantly in their books.

  • Surface customer bills

    Display unpaid bills from your customer’s accounting system directly in your interface. They can select which bills to pay or generate new bills within your platform.

  • Record and reconcile payments

    When your customer completes a payment in your app, Codat automatically syncs it back to their accounting software, reconciles it against the original bill, and marks it as paid.

No accounting skills? No problem.

Codat handles foreign currencies, tax reporting, and bookkeeping quirks, so your team can focus on building your next great feature.

Turn your platform into the go-to
hub for business spending

Amplify transaction volume

Stop losing payment volume to the competition. Enable customers to pay their bills directly through your platform, so you can capture more transactions while boosting engagement.

Build stickier relationships

Seamless connectivity isn’t just a feature – it’s a retention strategy. Become absolutely indispensable and reduce churn by solving your customers’ expense management pain points directly on your platform.

Get to market in record time

Ship robust, feature-rich integrations with all major accounting systems 6x faster than building from scratch – and launch in weeks without diverting resources from your core product.

Scale without adding headcount

Build expense features that don’t burden your team. Codat’s automated, real-time sync eliminates the data discrepancies and issues that generate support tickets – so you can grow without also increasing your overhead.

features

Designed for modern expense management

Comprehensive coverage

Integrations with accounting systems including QuickBooks, Xero, NetSuite, and Sage from one API, eliminating custom dev

Automatic categorization

Expenses mapped to the right GL accounts, tracking categories, departments, and tax rates based on bookkeeping structure

Full transaction handling

Support for payments, refunds, reimbursable expenses, rewards, chargebacks, and transfers, with built-in logic for complex scenarios

Receipt management

Receipts uploaded directly to customers’ accounting software, providing a complete audit trail for every transaction

Multi-currency support

Foreign currencies and tax reporting handled automatically, for a best-in-class experience wherever customers spend

Two-way sync

Expense data syncs automatically to accounting systems, keeping records accurate and audit-ready without manual reconciliation
why codat

The difference is in the details

Purpose-built for your use case

Unlike generic APIs, Codat Expense Management is designed specifically for corporate card providers, expense management platforms, and neobanks – with a standardized data model built by experts who understand your workflows and customer needs.

A perfect fit out of the box

Simplify deployment with no middleware and no confusing setups – just an off-the-shelf connection flow that helps you get up and running quickly and easily with direct accounting integrations that feel native to your platform.

Battle-tested at scale

Codat is trusted by hundreds of top clients to power their mission-critical integrations. Our platform handles webhooks, error handling, rates limits, automatic retries, and so much more – so you can focus on innovation.

Dive into our Docs

Here’s what you can accomplish with Codat in just 1-3 months.

Kick-Off
  • You’re officially handed over to our Implementation team.
  • We set up the project, share resources, and grant environment access.
  • All stakeholders align on scope, criteria, and next steps.
  • Outcome: Clear plan, clear goals, and the right people ready to help you succeed.
Connect & Develop
  • All stakeholders agree on proposal and project scope.
  • You build your configuration of Codat to meet your goals, with support from the Implementation team.
  • Our Implementation team are on hand throughout to resolve any technical queries fast.
  • Outcome: Your Codat configuration is live and ready for testing within weeks.
Test
  • Validate and get confidence in your setup.
  • You test your configuration internally and with early-adopter customers (beta).
  • Your Implementation Specialist ensures tests are comprehensive and works with you to resolve any issues.
Launch
  • Take your solution to market.
  • We support your go-to-market planning, training, and (if needed) migration prep.
  • Your team is fully equipped to roll out your solution.
  • You start connecting customers.
Success
  • Maximize adoption and long-term value.
  • Your Account Manager helps drive customer adoption and activation.
  • We work together on a joint long-term success plan to deliver measurable impact.
*Precise timelines will vary based on the number of platforms and depth of functionality involved.
success stories

Industry leaders turn to Codat to power their products

“We’ve found that connectivity between accounting systems and the Extend solution leads to even happier customers who are likely to rely on our platform for the long term. At the end of the day, our main goal is to provide a great solution to our customers that can be easily integrated into their business processes. Codat plays an important role in fulfilling this promise to customers.”
Jonathan Bailey
CTO at Extend

Frequently asked questions